Development exit finance: more time to sell is not the same as a finished plan
Development loan nearing expiry? Understand development exit finance, completion evidence, sales timing and the costs South Coast developers should assess.
Read moreAsset & Commercial Finance
Finance, seen from a better vantage point.
Commercial mortgages, bridging and development funding, business loans, invoice finance and asset finance, arranged personally by Charles and Melanie, who take the time to understand your plans before approaching lenders.
- A personal, direct service
- Clear advice, no jargon
- Specialist support behind us
How can we help?
Choose an area to see what we arrange.
What we arrange
Funding solutions for property and business
Every deal is different. We look at the whole picture, your plans, your timescales and your numbers, then find finance that fits.
Commercial Mortgages & Buy-to-Let
Buying or refinancing shops, offices, mixed-use premises or rental property, for owner-occupiers, landlords and investors.
Bridging Loans & Development Funding
Short-term bridging when you need to move quickly, and development finance for refurbishments, conversions and new builds.
Business Loans
Tailored growth finance to help your business invest, expand, manage cash flow or take up an opportunity.
Invoice & Trade Finance
Release cash tied up in unpaid invoices and fund stock, supplier payments and trade.
Asset Finance
Spread the cost of vehicles, machinery, equipment and more, so your working capital stays in the business.
Not sure which option fits?
Tell us what you are trying to achieve and we will talk you through the options.
Why Vantage
A clearer view of your options
01
Personal service
You deal with Charles and Melanie directly, from the first conversation right through to completion.
02
Straight talking
Clear explanations of costs, terms and timescales, so you can make decisions with confidence.
03
Wider reach
Through our network we can draw on specialist support and a wide range of lenders.
Who we help
Built around the people who build businesses
From first-time commercial buyers to experienced developers and established companies, we work with clients at every stage and help them see their options clearly.
- Business owners
- Property investors
- Landlords
- Developers
- Retailers and shop owners
- Trading companies
How it works
From first call to funds released
1
Initial conversation
We talk through what you need, your timescales and your circumstances.
2
Research and recommendation
We look at suitable lenders and products, then explain the options in plain English.
3
Application
We prepare and package your application and liaise with the lender on your behalf.
4
Completion
We keep you updated at every stage until the funds are released.
Meet Charles and Melanie
Finance with a personal touch
Vantage Asset & Commercial Finance Ltd is run by husband and wife team Charles and Melanie. Together they bring nearly 20 years of finance experience and a genuinely personal approach, working with business owners, landlords and developers to find the right funding for their plans.
Co-Founder and Director
Charles Calvert
After nearly 20 years helping people with their mortgages, including many years with some of the largest brokers in the country, the next logical step for me was commercial finance. Joining forces with my wife, Melanie, to launch Vantage means I can bring that experience to business owners, landlords and developers.
Through Easy Mortgages I have helped more than 750 clients, and I have always believed in the same things: plain English, no jargon, and treating every client as a person rather than a case number. That is exactly how we run Vantage.
Outside of work you will find me on the golf course, in the gym or, most importantly, with my family. For me it is all about working hard and making the most of the time we have together.
Co-Founder and Director
Melanie Calvert
I’m the Co-Founder and Director of Vantage Asset & Commercial Finance, which I run alongside my husband, Charles.
We set up Vantage because we wanted to create a finance business that feels personal, approachable and genuinely focused on its clients. I enjoy getting to know the people behind the businesses we work with and helping them find the right funding for their individual needs.
I’m a wife and mum to our two boys, so family is a huge part of my life. I bring that same honest, friendly and down-to-earth approach to Vantage, and I’m passionate about building relationships that last, rather than simply arranging finance and moving on.
Get in touch
Let's talk about your plans
Tell us a little about what you would like to fund and Charles or Melanie will come back to you to talk it through.
Helpful to have ready
- A short outline of what you want to fund
- The approximate amount and timescale
- Property, asset or business details if you have them
Send us an enquiry
We will only use your details to respond to your enquiry. Please read our privacy notice before you send us your information.
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Charles’s podcast, where he sits down with a different entrepreneur each week for an honest conversation about building a business.